Life Insurance
Providing Everything You Need to Protect your Family
Whole Life Insurance
Whole life insurance is a type of permanent life insurance that provides coverage for the entirety of your life. It has a guaranteed death benefit and builds cash value over time. Premiums are typically higher than term life insurance, but they remain level for the life of the policy.
Term Life Insurance
Term life insurance is a type of life insurance that provides coverage for a specific period of time, usually 10-30 years. It has a guaranteed death benefit and premiums are typically lower than whole life insurance. If the policyholder dies during the term, the death benefit is paid out to the beneficiaries.
Final Expense insurance
Final expense insurance is a type of life insurance that is designed to cover the costs associated with a person's funeral and other end-of-life expenses. It is a type of permanent life insurance with a lower death benefit, typically ranging from $5,000 to $25,000. Premiums are typically lower than other types of life insurance and the policy is meant to provide peace of mind for the policyholder and their loved ones.